Embarking on the exciting journey of homeownership involves making pivotal decisions, and one such decision is the frequency of your mortgage payments. Should you stick to the conventional monthly plan, or would the increasingly popular bi-weekly schedule
Feb 20, 2024 | Purchasing a Home
Embarking on the journey to purchase your dream vacation home is an exciting and rewarding endeavor. However, before you dive into the world of sunsets and serenity, there are essential aspects to consider. Let's unravel the seven things you should know b
Feb 13, 2024 | Purchasing a Home
In the intricate world of personal finance, few concepts are as intriguing as the role of "points" in mortgage loans. Today, we'll embark on a journey to demystify this intriguing aspect of mortgage financing, much like delving into the nuances of habit f
Feb 06, 2024 | Purchasing a Home
In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute as a down payment. The classic choice of a 20% down payment remains the beacon of tradition, but
Jan 23, 2024 | Purchasing a Home
In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin
Jan 16, 2024 | Purchasing a Home Interest Rates
We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market can present unique challenges and opportunities for pros
Jan 09, 2024 | Purchasing a Home